Terms of Service
Last updated: February 2026
1. Acceptance of terms
By creating an account or using FinBoom ("the Service"), you agree to these Terms of Service. If you do not agree, please do not use the Service. FinBoom is operated by its creator ("we", "us") and is currently in early access.
2. What the Service does
FinBoom is a personal net worth tracker. You manually enter your assets and liabilities, and FinBoom calculates your net worth, tracks it over time, and helps you set financial goals. FinBoom is not a financial advisor, broker, or investment platform. Any data shown is for informational purposes only and should not be treated as financial advice.
3. Your account
- You must provide accurate information when creating an account.
- You are responsible for keeping your login credentials secure.
- One account per person. Accounts are non-transferable.
- We may suspend or terminate accounts that violate these terms or are used for fraudulent purposes.
4. Your data
You own all financial data you enter into FinBoom. We do not claim any rights over your data. You can export all your data (CSV or JSON) or permanently delete your account at any time from Settings. See our Privacy Policy for full details on data handling.
5. Acceptable use
You agree not to:
- Use the Service for any illegal activity.
- Attempt to access other users' accounts or data.
- Reverse-engineer, scrape, or abuse the Service or its APIs.
- Use automated bots or scripts to interact with the Service.
6. Disclaimer of warranties
FinBoom is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee that the Service will be uninterrupted, error-free, or that calculations will be perfectly accurate. FinBoom is not a substitute for professional financial advice.
7. Limitation of liability
To the maximum extent permitted by law, FinBoom and its operators shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service. Our total liability shall not exceed the amount you paid for the Service in the 12 months preceding the claim.
8. Plans and pricing
FinBoom offers a Free tier and a Pro tier:
- Free: up to 25 assets, 5 liabilities, 3 goals, 2 snapshots/month. No payment required.
- Pro Monthly: ₹49/month (~$0.60 USD). Unlimited assets, liabilities, goals, and snapshots. Billed monthly via Cashfree.
- Pro Lifetime: ₹899 one-time (~$7 USD). Same Pro features, no recurring charges.
Prices include applicable taxes. We reserve the right to change pricing with 30 days' notice. Existing subscribers will not be affected by price increases during their current billing period.
9. Refund policy
Monthly subscriptions can be cancelled at any time. Once cancelled, you retain Pro access until the end of your current billing cycle. We do not provide refunds for partial months. If you cancel on day 5 of a 30-day cycle, you still have Pro access for the remaining 25 days.
Lifetime purchases are eligible for a full refund within 7 days of purchase if you are unsatisfied, no questions asked. After 7 days, lifetime purchases are non-refundable as you retain permanent Pro access.
The Free tier requires no payment, so no refund applies.
Email support@finboom.app with your registered email address and order details. Refunds are processed within 5-7 business days to the original payment method.
10. Cancellation policy
You can cancel your Pro subscription at any time from the Settings page in the app.
- Your Pro features remain active until the end of your current billing period.
- After expiry, your account reverts to the Free tier. You can still access all your data — nothing is deleted.
- If you exceed Free tier limits (e.g., 30 assets when the limit is 25), your existing data is preserved but you cannot add new items until you're within limits or re-subscribe.
- You can re-subscribe to Pro at any time to restore full access.
You can permanently delete your account and all associated data from Settings → Danger Zone. This is immediate and irreversible. We recommend exporting your data first.
11. Changes to these terms
We may update these terms from time to time. Changes will be posted on this page with an updated date. Continued use of FinBoom after changes constitutes acceptance of the updated terms.
12. Governing law
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Chennai, Tamil Nadu.
13. Contact
For any questions about these terms, refunds, or cancellations, email support@finboom.app.